Answers About Liability Insurance

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Broad GL class code (47367 - sales service organization; exposure base = sales) contemplates the vast array of exposures encountered by event planners, producer
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Liability Insurance



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Can hair gel make you go bald?


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Using hair gel regularly in moderation is not likely to cause baldness. However, excessive use of hair gel, particularly ones with harsh chemicals, can potentia
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Insurance



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Who sells liability insurance for fireworks stands?


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Many insurance companies offer liability insurance for fireworks stands, including specialty insurers that focus on covering risks associated with fireworks. It
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Liability Insurance



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Is a property owner liable to others if there is fire on the owned property and the automatic sprinklers activate and cause water damage to the property of others?


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Yes, the property owner may be held liable for the water damage caused by the automatic sprinklers activating during a fire on their property. It is the respons
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Liability Insurance



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What are the products liability rates for chemical manufacturers?


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Product liability insurance rates for chemical manufacturers can vary depending on factors such as the type of chemicals produced, the volume of production, saf
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Homeowner's Insurance



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What is territory in a homeowners policy?


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In a homeowners policy, territory refers to the geographic area where the policy provides coverage. This typically includes the home itself, external structures
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Liability Insurance









What if your liability insurance could be lowered if you are a student with an average or better.?


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Lowering liability insurance based on a student's academic performance could be a beneficial incentive for students to maintain good grades. Insurance companies
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Liability Insurance









Does liability insurance cover punitive damages?


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In most cases, liability insurance does not cover punitive damages. Punitive damages are imposed as a punishment to the defendant for extreme negligence or inte
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Insurance



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What do I need to study for business liability insurance license?


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To prepare for a business liability insurance license, you should study concepts related to insurance laws and regulations, types of business liability coverage
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Liability Insurance



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Do dental hygienists practicing under general supervision have to maintain professional liability insurance in South Carolina?


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Yes, dental hygienists practicing under general supervision in South Carolina are required to maintain professional liability insurance. This insurance coverage
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Homeowner's Insurance



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Can neighbor sue you for accidental fire damage caused by your builder?


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Yes, a neighbor can sue you for accidental fire damage caused by your builder if they can prove negligence on your part in overseeing the construction work. It
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Insurance



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How much is a fine in va for no liability insurance?


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In Virginia, the fine for driving without liability insurance can range from $500 to $1,000 for a first offense. Additionally, the driver may also face a suspen
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Insurance



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Can a tenant sue for liability due to fire?


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Yes, a tenant can sue if they believe that the landlord or another party is responsible for a fire that caused damages or injuries. The tenant would need to pro
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Homeowner's Insurance



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Does an insurance company have a statute of limitation to when a claim can be settled?


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Yes, insurance companies typically have a certain time frame within which they must settle a claim under the terms outlined in the insurance policy. This time f
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Homeowner's Insurance



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Tree branch fell over neighbor's property Texas law?


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In Texas, if a tree branch falls from your tree onto your neighbor's property, your neighbor may have the right to remove the branch up to the property line. Ho
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Insurance



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By law do you have to get liability insurance for a wedding?


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Liability insurance is not legally required for weddings, but it is recommended to protect against potential accidents or damages at the event. Some venues may
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Insurance



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What year was the personal umbrella policy developed?


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The personal umbrella policy was developed in the 1960s to provide additional liability coverage beyond the limits of an individual's primary insurance policies
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Liability Insurance









The law of large numbers?


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The law of large numbers states that as the number of observations in a sample increases, the sample mean will tend to approach the population mean. In other wo
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Insurance



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What insurance will pay off judgments?


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Liability insurance, such as general liability or professional liability insurance, may cover judgments that result from lawsuits against a business or individu
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Long Term Care Insurance



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How do you find out who the beneficiary is on a life insurance policy?


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You can typically find out who the beneficiary is on a life insurance policy by checking the policy documents or contacting the insurance company directly. The
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Liability Insurance



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What is a Personal Umbrella Policy and why would you want one?


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A Personal Umbrella Policy provides additional liability coverage above the limits of your other insurance policies, such as auto or homeowners insurance. It ca
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Insurance



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What is the law on auto liability insurance in Tennessee?


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In Tennessee, drivers are required to carry auto liability insurance that meets the state's minimum coverage requirements. The minimum liability coverage limits
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Disability Insurance



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Does long term disability stop at age 65?


Asked by Wiki User



Most long term disability insurance policies cease coverage at age 65 or when the individual reaches retirement age. It's important to review the terms of your
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Insurance



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Whattype of insurance do you need when you reach retirement age where assisted living needs may exist?


Asked by Wiki User



When reaching retirement age and considering assisted living needs, long-term care insurance would be beneficial as it can help cover the costs associated with
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Commercial Insurance



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Why is commercial crime coverage important?


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Commercial crime coverage is important because it protects businesses from financial losses resulting from theft, fraud, employee dishonesty, and other criminal
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